RBI FREE-AI survey gap
Only 35% of entities validate for bias, 21% monitor data drift, and a mere 14% have real-time model performance monitoring.
35%
validate for bias
21%
monitor data drift
14%
have real-time model performance monitoring
On-prem Model Risk Management
Trust every model. Explain every decision.
The India-first On-Prem Model Risk Management (MRM) Layer for NBFCs & Banks.
Secure On-Premise Deployment — Your Data Never Leaves Your Environment
Why now
Regulation is moving faster than legacy Model Risk infrastructure. Compliance must be proactive.
RBI’s explicit shift toward enterprise-wide MRM is already sequenced. Institutions still running models on spreadsheets and notebooks are out of step with the supervisory clock.
2021
Digital Lending Guidelines
RBI flags algorithmic bias in digital lending and puts model-driven credit decisions under supervisory scrutiny.
2024
Draft Credit MRM
Lifecycle governance enters the frame: inventory, validation, and documented ownership across the model estate.
2025
FREE-AI Committee
Responsible AI is mandated to be understandable by design — explainability is no longer optional documentation.
2026
Enterprise MRM Guidance (Draft)
Continuous monitoring for fairness and drift becomes an enterprise control, not a one-time model-validation event.
The fragmented problem
Model risk still lives in the gaps between tools.
Most NBFCs and banks assemble MRM from leftover systems. The result is slow validation, weak evidence, and no single view of model behavior.
Broken
Excel trackers
Version-fragile inventories that cannot prove lineage at audit time.
Broken
Scattered Python scripts
Validation lives in notebooks owned by individuals, not the institution.
Broken
Disjointed Power BI dashboards
Metrics without model context, ownership, or evidence packs.
Broken
Manual validation
Quarterly, time-consuming reviews that lag production risk by months.
The Darkreef solution
A unified AI Intelligence Layer for enterprise MRM.
Darkreef replaces the patchwork with one on-prem control plane: inventory, validation, monitoring, explainability, and agent observability.
Continuous Monitoring
Always-on surveillance of drift, performance degradation, and fairness shifts in production.
Validation
Repeatable, evidence-backed validation workflows that replace ad-hoc scripts and spreadsheets.
Explainability
Decision-level explanations designed for credit officers, auditors, and the FREE-AI standard.
AI Agents Observability
Trace agent actions, tool use, and outcomes so autonomous systems stay inside policy.
Governance
Policies, approvals, and attestations mapped to every model — ready for board and regulator review.
Centralized Model Inventory
A single source of truth for models, owners, risk tier, and lifecycle status across the bank.
The wedge
Start with a score. Scale into production monitoring.
A two-step path that proves value without asking for production customer data on day one.
Step 1
Free DRT Fair Lending Score
A standardized model-behavior benchmark that exposes potential disparities without requiring the lender’s production customer data. Use it to see where your models stand — before you open production pipes.
- — No production PII required
- — Comparable, board-ready benchmark
- — Fast path into a diagnostic conversation
Step 2
Paid Model Monitoring
Continuous production monitoring that surfaces drift, performance degradation, fairness changes, and generates audit-ready evidence — with an Unlimited Model Inventory and tiered pricing based on Active Monitored Models.
- — Always-on fairness and drift controls
- — Evidence packs for internal audit and RBI review
- — Scale by monitored models, not by inventory size
Pricing
Unlimited inventory. Pay for what you actively monitor.
Begin with a free Fair Lending Score. Move to production monitoring when you are ready to generate continuous, audit-ready evidence.
Fair Lending Score
Free
standardized diagnostic
- DRT Fair Lending Score benchmark
- No production customer data required
- Disparity and behavior snapshot
- Board-ready summary for first conversations
Model Monitoring
Tiered
by active monitored models
- Continuous production monitoring
- Drift, performance, and fairness alerts
- Audit-ready evidence generation
- Unlimited Model Inventory
- On-prem deployment — data stays in your environment
Assess your models
Run a free diagnostic or book a walkthrough.
Start with the DRT Fair Lending Score — no production customer data required — or schedule a demo of on-prem monitoring.